What will the degree really cost?
Combine tuition, deposits, visa and health costs, housing, travel, setup expenses and a contingency in one currency-aware plan.
NRIGrad Money
Know what the degree costs before deciding how to fund it.
Build the complete cash-flow plan first. Then compare family funds, scholarships and education-loan options against the same requirement.
Four questions before an application
Compare the whole funding decision.
Rates and eligibility change by lender and applicant. NRIGrad explains the questions; regulated providers make lending decisions.
What should I ask a lender?
Compare eligibility, security, co-applicant requirements, disbursal timing, fees, moratorium terms and total repayment—not only the advertised rate.
When is the money needed?
Map acceptance deposits, visa evidence, tuition instalments and housing payments against when family funds or loan disbursals become available.
What changes with currency?
Record the exchange-rate assumption, transfer charges and payment currency so a small movement does not quietly break the plan.
Money decision library
Build the plan in the right order.
Start with total cost, then prepare the eligibility file, compare structures and map the cash-flow dates.
Fund8 min
Build a study-abroad budget your family can actually use
Separate one-time payments, monthly costs and uncertain expenses before committing to an offer.
Read guideFund8 min
Education-loan eligibility: build the file before comparing lenders
Turn your admission, cost and applicant information into one evidence pack before asking for loan offers.
Read guideFund8 min
Secured versus unsecured education loans: compare the trade-offs
Compare security, pricing, approval conditions and family exposure without assuming one loan type is always better.
Read guideFund7 min
Co-applicant and collateral checklist for an education loan
Keep the people, income evidence and assets in your application distinct so obligations are understood before signing.
Read guideFund9 min
Compare education-loan offers by total cost, not headline rate
Put every offer into one comparison sheet using cost, timing, conditions and repayment—not a single marketing number.
Read guideFund8 min
Education-loan disbursement, moratorium and repayment: map the dates
Connect university invoices and visa evidence to lender disbursements, interest treatment and the eventual repayment schedule.
Read guideCommercial model
Advice first. A transparent handoff only when it helps.
NRIGrad explains the decision before introducing providers. Future education-loan referrals will require explicit consent, clear partner disclosure and a useful funding brief. We will not promise approval or a lowest rate.